Each export
$19 USD
One print, PDF, spreadsheet, Markdown file, or report copy.
BANK DRAFT
Bank feasibility draft
This tool gathers the standard chapters of a bank feasibility file and runs the basic finance figures. The result is a draft. A qualified adviser still has to finish it before anyone sends it to a bank.
Start a project on this device, move from the overview through market, technical, and finance, write the assumptions, then print or save the draft.
This output is a draft and still needs a qualified adviser before it can be sent to a bank. It does not replace a formal feasibility study or a graded consultant.
Before you treat the draft as ready
A lender looks for the source of each figure, the permits, and the ability to repay. This page puts those questions in front of you.
- Write the assumption for each chapter: base year, price source, and what you deliberately left out of the model.
- If you already scored the idea in the feasibility study, bring those risks here and test them against the cash figures.
- Keep the export as a draft. A graded adviser still has to finish the narrative, permits, and statements for the bank.
Text, figures, and the flowchart stay in this browser. Payment sends the tool name and the amount, not the study itself.
Paying for an export of this tool
Filling the draft is free and stays on your device.
Monthly plan
$29 USD
For 30 days, exports from this tool are not charged one by one. The study still stays on the device.
Organization plan
$99 USD
For one year, exports from this tool stay open. Meant for a team preparing several drafts a year.
Go deeper
Why you’ll love this
A bank feasibility study is how a lender reads the market, the technical plan, the money, and the permits. Nova Lab’s draft tool puts those chapters in one place: capacity, a five-year sales sketch, break-even, cash flow, approximate NPV and IRR, a simple loan schedule, and debt-service cover. Figures are annual and before tax, and they stay on this device. The page is not a document you can file. A qualified adviser still has to finish it.
How to jump in
-
Name the project
Enter the activity, place, applicant, requested facility, and equity, then say in a paragraph what the project is for.
-
Fill market, technical, and finance
Each chapter needs its assumptions. Year-1 units and price unlock break-even, the income sketch, and sensitivity.
-
Take the draft out
Read the executive summary, then print or save Markdown, an Excel-friendly CSV, or JSON. The draft warning stays on the export.
What you walk away with
- The familiar bank-file chapters in one form
- NPV, IRR, break-even, and DSCR labeled as approximate
- Required assumptions next to the figures
- The study is not stored on a server
Where it shines
Before you brief an adviser
The company arrives with figures and assumptions in one draft, so the meeting is not spent hunting for numbers.
Several projects on one device
Up to eight drafts stay locally and the saved-project list brings you back to the same one.
Start from the scorecard
If you already scored the idea, bring those risks into this draft and test them against the cash figures.
Quick answers
Can I send this file to a bank as-is?
No. The export is a draft. Lenders usually want a study finished by a qualified adviser, plus the supporting documents. Use this tool to collect the figures and see the first ratios.
How are NPV and IRR calculated?
They use annual project cash flow, before tax, with working capital returned in the last year. Debt service is not deducted from IRR. Cover sits in the separate DSCR. Blank years are projected from year 1 with the inflation rate.
Where do the company figures stay?
Only in this browser. The flowchart image is not uploaded. Payment sends the tool name and the amount, not the study.
How is this different from the feasibility scorecard?
The scorecard rates an idea and returns go, conditional, or stop. This draft follows bank-file chapters and finance figures, and its export price is separate.