What is it?
The minimum rate that covers annual income goals and expenses with real billable hours.
Startup finance
Hourly rate calculator
The minimum rate that covers annual income goals and expenses with real billable hours.
Enter annual target income, annual expenses, and billable hours per year.
Hourly rate calculator
Inputs
Results
Minimum hourly rate
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Approx. weekly equivalent
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Guide
Price services from income goals
Why it matters
Freelancers and small studios often underprice without this floor.
How it works
Enter annual target income, annual expenses, and billable hours per year.
Formula Rate = (Target income + Expenses) ÷ Billable hours
Go deeper
Why you’ll love this
Without a price floor you often undercharge — start from income goals.
How to jump in
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Target income
What you want per year.
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Expenses and hours
Annual overhead and billable hours.
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Read the rate
Minimum hourly and weekly equivalent.
What you walk away with
- Income+expense formula
- Weekly equivalent
- Links to development cost
- Free
Where it shines
Freelancers
Floor for project quotes.
Small studios
Build team rates from annual goals.
With development cost
Pair rates with project budgets.
Quick answers
What are billable hours?
Hours you actually invoice — not all working hours.
Taxes?
Include an approximate tax load in annual expenses.